The mReferral Mortgage Calculator App simplifies property and mortgage management. It provides a suite of calculators for mortgage expenses, affordable property pricing, and refinance cash-out calculations. Users can conveniently apply for mortgages, comparing competitive P-loan options with low interest rates directly through the app. Property valuations are also available via Bank of China (Hong Kong). Importantly, mReferral acts solely as a referral service; we do not offer mortgage or P-loan products directly.
The mReferral Mortgage Calculator App offers these key features:
- Mortgage Calculator: Calculate monthly payments, interest, and stamp duty for first and second mortgages, inputting loan amount, repayment period, and interest rate.
- Refinance Calculator: Determine cash-out amounts and revised monthly payments by comparing existing and proposed mortgage plans. Includes early settlement calculations.
- Affordability Calculator: Estimate affordable property prices, income needs, and stress test requirements based on loan amount and Loan-to-Value (LTV) ratio.
- Mortgage Application: Streamlined mortgage applications directly to partner banks via the app's API.
- Property Valuation: Access up-to-date property valuations from Bank of China (Hong Kong) using the property address.
- P-loan Application: Compare and apply for P-loans with low interest rates, loan amounts up to $3 million, and flexible repayment terms (3 months to 10 years). APR ranges from -99% to 8%. (Note: Please review the app's Terms and Conditions for specific examples.)
mReferral provides referral services only. All mortgage and P-loan information is presented on behalf of partner banks and financial institutions. Offers, benefits, and fees are subject to the terms and conditions of those institutions. Institutions may charge handling fees and modify product terms without notice. Detailed P-loan application examples are available in the app's Terms and Conditions ().
